International Journals of Multidisciplinary Research
Academy (IJMRA)

Abstract:
The study basically evaluates the effect of the consolidation reform on the profitability of banks in Nigeria. An hypothesis was formulated for testing. The hypothesis has to do with determining whether as a result of coming up with the reform significant improvement in the profitability of banks exist or not. The study utilised secondary data, and the technique employed for the purpose of the analyses was T-test.
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Abstract:
Abstract: In this paper we discuss that how loss of target of HR, and Sales is there by Enrollment of Fraud Employees (Specially Job Fraud).Job fraud refers to fraudulent or deceptive activity or representation on the part of an employee or prospective employee toward an employer. It is not to be confused with employment fraud, where an employer scams job seekers or fails to pay wages for work performed.
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Abstract:
This paper shows the impact of viral marketing in the current competitive market. As per the survey conducted and the results reviewed we can say that, VIRAL MARKETING is a new emerging technique in the current scenario of the marketing world. This can be and should be used in all the sectors as this is the most economic and effective tool that has the potential to boost the promotion campaign up to an extremely great extent.
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Abstract:
The use of financial information in deciding to invest wisely is crucial in all undertakings of investment ventures. This article presents the research findings on the use of financial information in Tanzania a case of Iringa region. The intent of the study was to find out whether investors of stock exchange do consider financial information when deciding to invest. The study used mixed methodology of data collections strategies. However, questionnaire was the prominent collection strategy.
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Abstract:
It is important that banks deliver quality services which in turn results in customer satisfaction in today's competitive banking environment. Customer satisfaction is important to the success of every business organization. Satisfied customers are loyal to their service provider's. They are ready to pay high service charges because they think the services they are receiving is worth the price they pay for it. In the banking sector, the whole range of activity and generation of income swivels around the customer.
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Abstract:
"A quest for Industrial harmony is indispensable when a country plans to make economic progress is bound up with industrial harmony inevitably leads to more cooperation between employer and employees, which result in more productivity and there by contributes in all round prosperity of the country" (The Report of National Commission on Labour (1995)
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Abstract:
Service industry is performing a pivotal role in creating employment opportunities in India. The retail industry is one such sector that offers a number of job opportunities in merchandising, store management, central management and centralized buying. Retail continues to grow at a rapid rate offering face-paced, people-oriented, and service based careers. The retail industry is focused on the sale of goods or merchandise from a specific location for direct consumption by the purchaser. Online retail or e-tailing is a part of the retail industry that is quickly growing. Today in urban areas KIRANA SHOPS concept is developing in to malls and retailing chains.
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Abstract:
Appraising the performance of the human resources is the most vital goal of the organization. The success of any organization depends on the effectiveness of the recruited people and that can be achieved by measuring their performance and appraising them rightly. The rapidly growing organizations and the changing world demand a more comprehensive approach to assess the performance of the employees and utilize their talent as the valuable resources.
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Abstract:
This research analyses E-Entrepreneurs like flipkart.com, Amazon.com, Naaptol.com etc, and the characteristics of online marketing strategies used by new media Entrepreneurs. This research helps to understand the nature and extent of business strategies used by successful online Entrepreneurs. Nowadays, most people prefer to get first-hand information from the internet.
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Abstract:
The successful business will be Customer-Driven rather than Product-Driven. Every day customers, competitors, suppliers, and employees are providing bits of Information useful to business owners. All these information is very important for a business firm practicing marketing. This information is often called intelligence, if it processed and used in a specific manner. Making critical decisions without sufficient information is a typical problem that companies are facing.
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Abstract:
The present study attempts to empirically examine the determinants of FDI in India by taking time series data for the period 1992-93 to 2008-09. It applies Ordinary Least Square (OLS) method for this purpose. The empirical results indicate that GDP, inflation and Trade Openness are important factors in attracting FDI inflows in India during post-reform period whereas Foreign Exchange Reserves are not important factors in explaining FDI inflows in India.
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Abstract:
This paper deals with Services Marketing principles with special reference to the healthcare industry. The focus is on the impact of technology on healthcare marketing as observed in some corporate specialty hospitals in the South.
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Abstract:
Derivative products like futures and options on Indian stock markets have become important instruments of price discovery, portfolio diversification and risk hedging in recent times. The objective of the study is to analyze the perception of investors regarding the derivatives market in India. The study was conducted on a sample of investors who are active participants in the cash and derivative segment of the NSE and BSE.
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Abstract:
Opponents of the entry of foreign direct investment (FDI) in retail trade generally point to its adverse impact on employment. This is indeed an important issue, as around 40 million people are engaged in retail trade in India, and even a small percentage loss of employment in this sector amounts to lakhs of unemployed. At the same time, we need to take note of certain other issues as well, in particular the nature of the relations which international retailing giants establish with their suppliers, and their implications for workers and cultivators in countries like India.
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Abstract:
The relevance of sales personnel in any organization has forever been unquestioned as they deliver the ultimate quality of buying experience to the end consumer. Unfortunately though, their position is still devoid of respect that it on an average deserves. The low vocational esteem fructifies the need for developing the need for enhancing their self-concept. Salespeople who lack motivation deliver only sub-optimal performance.
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Abstract:
Social marketing as a technique of influencing voluntary human behaviour had a quiet genesis in the family planning program implemented by the Indian government in the mid 1960. In the nearly five decades that followed there was considerable theoretical development of the concept. Also the practical application of social marketing grew well beyond the health sector where it was initially used.
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Abstract:
Global Economic Interdependence surged over the past quarter-century, significantly reshaping business strategies while exerting a powerful influence on international politics. The impact on business and politics is now widely recognized and generally assumed to be irreversible. Corporations adapt research, production, marketing and service strategies in an effort to "think global, act local". National governments grudgingly accept growing constraints on the sovereign scope for unilateral action even as they maneuver for competitive gains from global commerce.
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Abstract:
Retailing in India is emerging as a one of the largest industries estimated to account for more than 10 per cent of the country's GDP and around 8 per cent of the employment thereby having the distinction of being the country's largest source of employment after agriculture. Estimates of retail volume in India; both for organized and unorganized sectors have been assessed by different authorities.
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Abstract:
Huge competitions, advancement in technology and reduced tariff have propelled the growth of mobile services in India. In the last five years, the industry has made tremendous growth in terms of subscriber base. Today, cell phones have become indispensable for people and moved beyond their fundamental role of communication.
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Abstract:
The study pursues to stretch an overall interpretation on E-commerce as an innovative hi-tech tool with distinct concentration of the emerging influence on customer relationship management (CRM) in banks. In present contemporary globalize scenario several innovative technologies especially the internet have been changing the ways of doing businesses through E-Commerce.
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Abstract:
The increase of the demand, flexibility and power of wireless deals provides proper opportunities for rising up services to customers. In fact, this could mean the real services providing in all times (Despite the person's place). In the current Business organizations, mobile commerce or M-Commerce has been entered in finance, services, retails, and telecommunication and information technology services.
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Abstract:
Today franchising is a widespread entry mode and has become a cornerstone for companies who want to expand into foreign countries. An exchange perspective of franchising recognizes that both the franchisor and franchisee in developing and maintaining sustainable relationships. To maintain sustainable relationship the trust level of parties should be high.
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Abstract:
The Self Help Groups (SHG) Strategy is one of the instruments for empowerment of women through economic intervention. The study focuses on the economic activities and possible entrepreneurial qualities change, analyzing change in income generation activities and mobilization of funds, level of participation of women in decision making process in domestic issues and group activities. The study was conducted in Latur District in Maharashtra state.
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Abstract:
The telecommunication plays an important role in today's market dynamic. In the last decade a dramatic change in the ownership structure of telecommunications companies has taken place, from public (state-owned) monopolies to private companies. The rapid development of mobile telephone networks and video and Internet technologies has created enormous competitive pressure on the companies.
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Abstract:
Too Big to Fail Theory (tbtft) is a term frequently used in banking to describe how bank regulators may deal with severe financially troubled large banks. This is with the hope of preserving public confidence in banking institutions and thereby avoids the systemic problems associated with large bank failures. The study evaluates the perception of banks' managements as to whether tbtft leads to the emergence of strong and reliable banking sector.
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Abstract:
A National award winner 2010 ,Shikhar Food Products ,Dehradun Uttarakhand is an upcoming small scale industry since 2002 creating employment & encouragement in the society. It is an non Govt.and non profitable organization, a unit of Hit Samiti,regd. By KVC and member of India Mart.
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Abstract:
Financial performance of any firm is based on financial structure, working capital, and profitability. Working capital is considered to be lifeblood and controlling nerve centre of the business. It is the management of short term financing requirements of a firm which focuses on maintaining an optimum balance of working capital elements - receivables, inventory, payables and cash.
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Abstract:
Accounting process involves recording classifying and summarizing various business transactions. The Day to today transaction of a business are recorded in the different subsidiary books .the transaction are posted in to various ledger accounts and the balance are taken out at the end of financial period the aim of maintaining various records is to determine the profit ability of the enterprise from operations of the business and also to find out it financial position.
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Abstract:
The Automated Teller Machine (ATM) is one type of innovation that can mechanically accept deposits, issue withdrawals, transfer funds between accounts and collect bills. This study aims at comparing the attitude of people toward ATM of SBI and ICICI bank. It also aims at find out the factors influencing the use of ATM. It also outlines the problem usually face by customer while using ATM of their banks.
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