International Journals of Multidisciplinary Research
Academy (IJMRA)

Abstract:
Information system has become part of every activity in the modern times and in all organisations. The old perception about information system is fading day by day. This study is an attempt to examine the obstacles to proper management of information system. Considering higher learning institutions in Dar es Salaam, 200 questionnaires were collected from teaching and non-teaching staff that have access to information system facilities in three universities. The findings suggested that still hardware and network security pose greater threats to proper migration to digital environment in many learning organisations. It was concluded that there is a need to improve computing skills and design friendly systems in order to discourage improper working of information systems.
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Abstract:
This study is an empirical investigation of the determinants of deposit money bank's investment in treasury bills in Nigeria (1970-2009). One hypothesis was formulated to guide and direct the study. The hypothesis formulated was stated thus, there is no significant linear relationship between changes in each of the explanatory variables namely; treasury bill rate, total loan and advances, total liabilities, average lending rate, average liquidity ratio and deposit money banks investments in treasury bills. Data for the study was collected from the CBN statistical bulletin and annual report of various years up to 2009. Data were analyzed, tested using the ordinary least square estimation procedures.
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Abstract:
The main purpose of present study was to know the awareness among the ATM users of e-banking services. The sample consists of 80 ATM users of e-banking services belonging to different locality, gender and occupation. Data were collected with the help of self prepared interview schedule. The objectives of the present study were - (i) To study the awareness among ATM users of e-banking services; (ii) To compare the awareness among rural ATM users and urban ATM users of e-banking services;(iii) To compare the awareness among male ATM users and female ATM users of e-banking services; and (iv) To compare the awareness among ATM users of e-banking services belonging to service class and business class.
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Abstract:
Access to affordable financial services - especially credit and insurance - enlarges livelihood opportunities and empowers the people to take charge of their lives. Such empowerment aids social inclusion of such poor people and provides political stability. Financial inclusion imparts formal identity, provides access to payment system and brings poor people into savings and safety net. Hence, financial inclusion is considered to be critical for achieving inclusive growth of Indian economy.
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Abstract:
The purpose of this study was to understand the degree to which employees' satisfaction with merger-induced organizational changes impact on their productivity and the merged-firm performance. This is because, the introduction of market-driven business reforms in many developing economies has seen the emergence of growth-drivers that includes the search for new markets, increasing competition in local markets, new investors' interest in emerging markets, and hence the desire for firms to merge. The results showed that human resource issues are important aspects of mergers which, if it is not well handled, may impact negatively on employee satisfaction with consequent repercussions on productivity and the success of the merger.
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Abstract:
Though tourism is advocated for removal of poverty in the developing countries, the complete benefit of tourism does not accrue to the host community due to high amount of leakage of tourism revenue. This leakage is due to the dependence on the import of commodity, service and human resources. The local community's involvement reduces the leakage rate and increases the retained revenue. By this study undertaken in Manas National Park of North East India, the authors found that there is more than 55 percent of the tourism revenue leaked from the destination. The tourism business owned by non-local actors has more leakage than that of tourism business owned by local community.
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Abstract:
In a scenario like today where cars do not differ very greatly in terms of technology at the entry level, the various car companies have attempted to differentiate their products and build brand loyalty on the basis of after sales service offered by them and their dealers in terms of Strong Dealer Network accessible all over India, Technically qualified staff and Number of Free after sales services offered to customers so the primary objective of the report is to study the Effect of After Sales Services of Cars in Building Customer Loyalty at the entry level provided by car manufacturers (Maruti, Tata motors and Hyundai) in Chandigarh city. Rating is given to the three companies on the basis of the after sales services provided by the companies. In order to achieve this objective an extensive research was undertaken in the areas of Chandigarh.
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Abstract:
FDI Inflows to Automobile Industry have been at an increasing rate as India has witnessed a major economic liberalization over the years in terms of various industries. The automobile sector in India is growing by 18 percent per year. The major investing countries are Mauritius (mainly routed from developed countries), USA, Japan, UK, Germany, the Netherlands and South Korea. 24. India needs to worry on the foreign direct investment (FDI) front. Direct Investment Inflows in India-Opportunities and Benefits, Important Aspects of FDI in Automobile Industry, Recent FDI Trends in India, The major foreign players who have a significant role in the development of Indian automobile industry, were discussed and the passenger car segment growth, Production, sales and Investment were analyzed.
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Abstract:
India's retail sector is fuelled by strong economy, favourable demographics, rising youth mass, and the rapidly changing lifestyles. In this changing economy, the business hubs are developing rapidly, only a planned retail store can survive in long run. Therefore it is important to study the image of a store and the related dimensions from customers' point of view. The main aim is to study the complex nature of consumers' attitudes and motives of choosing a retail store. Even under normal condition, the consumer decision making varies widely on the basis of age, educational qualification, income level etc.
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Abstract:
After the introduction of New Economic Policy in India in 1991,foreign investment could face renewed vigour in terms of FII and FDI and hence ,the study analyses the impact of FII on Indian stock market indices of BSE and NSE particularly during the period between 1999 and 2009. It also critically examines the relationship among FII total purchase in Indian equity and debt market, market capitalization of BSE and NSE and exchange rates of Indian rupee in terms of dollar.
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Abstract:
The purpose of this paper is to measure the relationship between demographic & geographic variables of women and their involvement in purchase making decisions of family and it also measures the level of involvement of women in these decisions. Data were collected through self-administered questionnaire. The sample consists of 200 women accessed through personal survey from shopping malls, multiplexes, and academic institutions when they visited these on week days.
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Abstract:
Usability testing of software applications developed for mobile devices is an emerging research area that faces a variety of challenges due to unique features of mobile devices, limited bandwidth, unreliability of wireless networks, as well as the changing context (environmental factors). Traditional guidelines and methods used in usability testing of desktop applications may not be directly applicable to a mobile environment. Therefore, it is essential to develop and adopt appropriate research methodologies that can evaluate the usability of mobile applications. The contribution of this paper is to propose a generic framework for conducting usability tests for mobile applications through discussing research questions, methodologies, and usability attributes.
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Abstract:
A rapidly expanding middle class with high aspirations and a growing appetite for quality goods make India an attractive investment destination for consumer goods companies. With the growing economy, not only the per capita income is increasing but number of households in this segment is exploding in double digit growth rate. The rich are becoming richer and richer leading to the economic divide. The young population prefers to have working partner which increases dependency on having all the comforts at home. With both husband and wife working leads to increased buying power and the desire for high quality goods, comforts and luxury especially in the metros.
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Abstract:
The initial hype created by the emergence of mobile computing technologies has slowly given way to a large amount of skepticism. Even though some m-commerce applications have already made their way to the marketplace, experts now predict that it will still be some time before the potential of M-commerce can finally be realized. This pessimism is largely due to the fact that the technologies involved are still not mature enough, and it will cost a great deal in terms of resources and effort to install the required infrastructure. M-commerce faces many challenges today. Various solutions have been suggested, some realizable with today's technology, some not. In the end, however, only the users of the applications will determine the level of success of m-commerce.
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Abstract:
Indian economy is growing by 8% a year, its stock market rose by nearly 40% in 2005 and foreign investors are flooding in. There are about nine million small grocery shops in India whichever way you measure it, business in India is booming and as the economy grows so does India's middle class. It is estimated that 70 million Indians in a population of about 1 billion now earn a salary of $18,000 a year, a figure that is set to rise to 140 million by 2011. Many of these people are looking for more choice in where to spend their new-found wealth.
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